Every investor needs to remember that returns that offer potentially higher returns always come with higher risk. Investors also need to be sure of their time horizon – are you investing for the short or long term? What is your ultimate investment goal? From bonds, to stocks, funds and property, there are many investment types to consider, each with their own benefits. A financial adviser will be able to help you plot what your investment goals should be and the kinds of investments that can help you achieve those goals.