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My Articles2017-04-13T07:18:50+02:00

After the Downgrades – Old Mutual Investment Note

By |Apr 13th, 2017|Categories: Financial Planning, Risk Planning|

Since the official announcement of South-Africa's ratings downgrade to junk status, many theories; concerns and questions have been raised with regards to what this means for the average citizen and our local economy as a [...]

Trusts – friend or foe?

By |Apr 12th, 2017|Categories: Estate Planning, Financial Planning, Investment Planning, Retirement Planning, Tax Planning|

The 2017/8 budget speech and the concomitant amendments to the Income Tax Act contained a series of unpleasant changes for the law abiding South African taxpayer. It ranged from fiscal drag to the introduction of [...]

Cash shortfalls when you die?

By |Jan 12th, 2017|Categories: Estate Planning, Financial Planning, Retirement Planning, Risk Planning|

Cash shortfalls in deceased estates   Cash shortfalls are to blame for most of the delays in the administration of deceased estates. Understanding how cash shortfalls arise will help you understand the issues at play [...]

Will we pay more tax in the new year?

By |Dec 13th, 2016|Categories: Estate Planning, Financial Planning, Investment Planning, Medical Aid, Retirement Planning, Risk Planning, Tax Planning|

South Africans are collectively holding their breaths for further tax hikes when finance minister Pravin Gordhan delivers his 2016 Budget Speech. In the 2015 Budget Speech, former finance minister, Nhlanhla Nene, increased personal income tax [...]

10 Tips For Financial Planning

By |Feb 13th, 2016|Categories: Estate Planning, Financial Planning, Retirement Planning, Risk Planning, Tax Planning|

A financial plan will help you see the bigger picture, a crucial step in mapping out your financial future, an investment expert said. A financial plan provides financial security, in particular in the event of [...]